Contemporary Pacific Northwest home at golden hour
Washington homeownership, guided with care.

Independent mortgage guidance for Washington State

Welcome to a Better Path to Homeownership in Washington State

At H.E.R. Mortgage, we believe in Honest, Ethical, and Responsive lending. As independent mortgage brokers, we shop wholesale lenders to help secure mortgage rates and terms that fit your goals.

Independent broker guidance. Your interests come first.

The H.E.R. Core Difference

A higher standard for every decision.

H from H.E.R. Mortgage

Honest & Transparent

No hidden fees, no confusing jargon, and no surprises at closing. We offer clear, upfront mortgage guidance so you can make financing decisions with confidence.

E from H.E.R. Mortgage

Ethical & Selective

Your financial well-being is our moral compass. Our team is hand-selected for the integrity and care it takes to protect your interests.

R from H.E.R. Mortgage

Highly Responsive

The real estate market moves fast, and communication is everything. We keep you informed at every milestone and focused on a timely close.

Sunlit modern kitchen in a new home

Mortgage education resource center

Educating Our Borrowers First

Knowledge is your strongest asset when buying a home. We break down your options so you can choose the best loan program for your family.

FHA Loans

Great for first-time buyers seeking lower down payments and flexible credit guidelines.

Learn more

Conventional Loans

Ideal for buyers with strong credit looking to secure traditional low rates.

Learn more

VA Loans

Proudly helping veterans and active military buy with $0 down payment.

Learn more

Refinancing Solutions

Restructure your current home loan to lower your monthly payment or access home equity.

Learn more

Your next step

Ready to Find Your Dream Home?

Let our team get you pre-approved today. Start your secure, hassle-free application in under 10 minutes.

Apply Securely Now

Choose a loan officer and complete your secure application in under 10 minutes.

H.E.R. Mortgage

Honest, Ethical, and Highly Responsive mortgage guidance for Washington homebuyers.

Connect with our team

[email protected]
Equal Housing Opportunity

© 2026 H.E.R. Mortgage LLC. All rights reserved. Equal Housing Lender.

Office NMLS #1854452 · Terri L. Moss NMLS #259806 · Carole Welk NMLS #2044430 · Kathryn C. Drake NMLS #140258 · Sandra Hamilton NMLS #130649

H.E.R. Mortgage LLC is licensed to serve homebuyers in Washington State. Loan programs, rates, terms, and conditions are subject to change and borrower qualification. This is not a commitment to lend.

For licensing information, visit the NMLS Consumer Access website.